News Listings.

Transfer value analysis on defined benefit pension transfers, Edinburgh

Final salary transfer numbers outpace 2015

Tuesday, 25 October 2016

Old Mutual Wealth, an investment platform used by many IFAs, have announced that they have received more transfers from final salary (defined benefit) pension funds from January to September than they ...

Edinburgh, Fife and UK IFA - mortgage advice

The end of Help to Buy mortgages - what now for buyers with only a 5% deposit?

Monday, 17 October 2016

It has been confirmed that the Help to Buy “Mortgage Guarantee” scheme will cease at the end of 2016. This is further bad news for first time buyers, and indeed anyone looking to buy a property wi ...

Pension lifetime allowance advice, Edinburgh, Fife and UK IFA

Tax take from lifetime allowance jumps 62%

Tuesday, 4 October 2016

HMRC announced that the amount of tax paid by pension savers who have breached the "lifetime allowance" rose 62% in the last tax year (15/16) to £126m. Your pension savings are tested against the li ...

UK property funds - IFA investment advice, Edinburgh, Fife and UK

Better news coming on UK property funds?

Monday, 12 September 2016

Open-ended UK property funds (e.g. OEICs and pension funds) have had a grim time since the EU referendum on June 23rd. Concern that demand for UK office space would fall post-Brexit caused investors t ...

Independent pension advice on defined benefit cash transfer values, Edinburgh, Fife and UK

£40,000 per year or £1.3m now?

Saturday, 27 August 2016

Low interest rates are causing "final salary" pension schemes to offer very high transfer values. In other words they will give you a lot of money to surrender your right to a guaranteed income for li ...

Independent pension advice, Edinburgh, Fife, UK IFAs

2016 pension lifetime allowance protections now available online

Thursday, 28 July 2016

If your pension benefits were worth more than £1,000,000 on 5th April 2016 you can now apply online for protection from the lifetime allowance, which currently sits at that level. If you have benefit ...

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