News Listings.

Watch out for scam companies offering high savings interest rates

Watch out for scam savings accounts or fixed rate bonds

Thursday, 3 June 2021

Savings interest rates are at all time lows. For anyone with money tucked away, especially those who rely on the interest from that money to meet their spending needs, this is a pretty depressing stat ...


Buy to let mortgage advice, Edinburgh

Buying a buy to let property via a Limited Company

Friday, 4 January 2019

Convential wisdown (i.e. internet forums) is indeed pretty in favour of using a Limited Company for buy to let properties, and there are some theoretical advantages of course, mostly the full deductio ...


Edinburgh property and mortgage advice

Private landlords and the 2018 Budget - what changed?

Thursday, 15 November 2018

There has been a lot of media attention on an announcement in the 2018 Budget about "lettings relief", but much of the coverage has misunderstood what has really changed. Under current rules, if you ...


Investment management using passive funds

Passive / tracker funds - what are they and why might you choose them?

Thursday, 26 July 2018

Tracker funds and exchange-traded funds (ETFs) are investments that aim to mirror the performance of a market index. A market index follows the overall performance of a selection of investments. The F ...


Edinburgh independent financial advice

The danger of keeping your pension in cash

Thursday, 28 June 2018

A recent FCA report has some important lessons for pension savings. It's not usually sensible to hold all your pension fund in cash, unless you intend to withdraw it all within the next couple of yea ...


Pension and investment advice, Edinburgh IFA

Why it can help to set a forecast retirement date

Wednesday, 27 June 2018

MOST OVER-45S ARE NOT MAKING PLANS TO MATCH THEIR HOPES FOR THE FUTURE, ACCORDING TO RESEARCH FROM STANDARD LIFE. THE VAST MAJORITY (86%) OF THOSE AGED 45 OR OVER ARE ALREADY DREAMING ABOUT ESCAPING T ...


Independent financial advice. Regulated by the Financial Conduct Authority (FCA no. 603653). Company no. SC450460