What our clients say

  • "Very satisfied with the excellent advice received regarding investments. Recommended to friends and family who have also valued the knowledge and guidance given"
    Maureen Gregor
  • "Our family have used Dalbeath a number of times and always received a prompt, friendly and efficient service. They cut through the jargon and have provided just what we were looking for"
    Colin Dolbear (pension advice)
  • "Very helpful and efficient. Highly recommended"
    Brian Weeks (income drawdown advice)
  • "I received advice from Matt regarding this and found him to be very knowlegable and professional in dealing with my enquiries"
    Stuart Watson (defined benefit pension transfer advice)
  • "Prompt, pleasant and specific response to queries regarding defined benefit pension transfer"
    Graeme McGinnis

Welcome to Dalbeath Financial Planning

Dalbeath Financial Planning Ltd is a firm of independent financial advisers (IFAs). Our head office is in Edinburgh but we also have offices in Yorkshire and we offer advice to clients across the UK. As fully qualified and regulated IFAs we can advise you on your pensions, investments, mortgages, life insurance, estate planning and small business needs. We hold the CII Chartered Financial Planner status.

We are final salary (defined benefit) pension transfer specialists.

The directors are Matthew Harris and Wendy Cochran, both qualified IFAs, who both have extensive experience in the investment management and pensions industry.

We believe that being an IFA means being fair and honest with our clients, and offering good value for money. We don’t use jargon, and we will make sure you understand our recommendations clearly. We look forward to speaking to you.

Latest News

Pension and retirement advice, Edinburgh IFA, clients across the UK

What is the safe amount to withdraw from a pension each year?

Thanks to the slow death of "defined benefit" pensions (hastened by the current wave of final salary pension transfers), most people will in future rely on a pension which isn't guaranteed in retireme ...

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Independent investment and pension advice, Edinburgh IFA - for clients across the UK

Watch out for "guaranteed" investments

Investing your money, rather than saving it in a bank, can be a great way to build long term wealth (although it does come with risks). However, with investments, such as stocks and shares, bonds, pro ...

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DB pension transfer advice, Edinburgh, Scotland and across the UK

Final salary pension schemes attempt to cut inflation protection

Final salary (defined benefit) pension schemes offer a guaranteed pension income for life. The rate at which this income rises each year both before and after retirement is set by the rules of each sc ...

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Chartered Financial Planners. FCA Regulated (FCA no. 603653)