Independent pension advice, Edinburgh, Fife and across the UK

Pension and retirement advice

Independent investment advice, IFA, Edinburgh, Fife and the UK

Defined benefit pension transfer advice

IFA advice on investment portfolios, stocks ISAs, investment bonds and wealth management - based in Edinburgh with clients across the UK

Investment advice and wealth management

Independent financial advice on life insurance, Fife, Edinburgh and across the UK

Mortgage advice (residential and BTL)

Independent advice on life insurance, critical illness cover and income protection. Edinburgh, Fife and across the UK.

Life insurance & income protection advice

IFA-led advice on setting up and managing trusts and guardianships, Fife, Edinburgh, UK

Trust and guardianship advice

Feedback and reviews of our Edinburgh and Yorkshire based IFAs

Client reviews and testimonials

Independent financial advisers (IFAs), Edinburgh, Fife and across the UK

More information about our IFAs

What our clients say

  • "Very satisfied with the excellent advice received regarding investments. Recommended to friends and family who have also valued the knowledge and guidance given"
    Maureen Gregor
  • "Our family have used Dalbeath a number of times and always received a prompt, friendly and efficient service. They cut through the jargon and have provided just what we were looking for"
    Colin Dolbear (pension advice)
  • "Very helpful and efficient. Highly recommended"
    Brian Weeks (income drawdown advice)
  • "I received advice from Matt regarding this and found him to be very knowlegable and professional in dealing with my enquiries"
    Stuart Watson (defined benefit pension transfer advice)
  • "Prompt, pleasant and specific response to queries regarding defined benefit pension transfer"
    Graeme McGinnis

Welcome to Dalbeath Financial Planning

Dalbeath Financial Planning Ltd is a firm of independent financial advisers (IFAs). Our head office is in Edinburgh but we also have offices in Yorkshire and we offer advice to clients across the UK. As fully qualified and regulated IFAs we can advise you on your pensions, investments, mortgages, life insurance, estate planning and small business needs. We hold the CII Chartered Financial Planner status.

The directors are Matthew Harris and Wendy Cochran, both qualified IFAs, who both have extensive experience in the investment management and pensions industry.

We believe that being an IFA means being fair and honest with our clients, and offering good value for money. We don’t use jargon, and we will make sure you understand our recommendations clearly. We look forward to speaking to you.

Latest News

Buy to let mortgage advice, Edinburgh

Buying a buy to let property via a Limited Company

Convential wisdown (i.e. internet forums) is indeed pretty in favour of using a Limited Company for buy to let properties, and there are some theoretical advantages of course, mostly the full deductio ...


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Edinburgh property and mortgage advice

Private landlords and the 2018 Budget - what changed?

There has been a lot of media attention on an announcement in the 2018 Budget about "lettings relief", but much of the coverage has misunderstood what has really changed.Under current rules, if you ...


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Investment management using passive funds

Passive / tracker funds - what are they and why might you choose them?

Tracker funds and exchange-traded funds (ETFs) are investments that aim to mirror the performance of a market index. A market index follows the overall performance of a selection of investments. The F ...


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Edinburgh independent financial advice

The danger of keeping your pension in cash

A recent FCA report has some important lessons for pension savings.It's not usually sensible to hold all your pension fund in cash, unless you intend to withdraw it all within the next couple of yea ...


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Independent financial advice. Regulated by the Financial Conduct Authority (FCA no. 603653). Company no. SC450460